Personal loans · $100 – $5,000 · credit of every kind considered
Make your loan request
Requests from $100 – $5,000. Funds as soon as the next business day, if approved.
256-bit SSL · Soft inquiry to check · Free to request
- 256-bit SSL in transit
- Nothing to pay to ask
- Every credit history considered
- Terms shown before you sign
You can see payday from here. It just isn't here yet.
One request, $100 – $5,000, shown to a network of lenders. Every term in front of you before you sign.
This week, maybe
Which of these is your week?
The car needed a part on the 3rd.
Rent lands before the paycheck does.
The bank's answer came as a form letter.
A week to go. The account says otherwise.
A bill you couldn't have planned for.
Tired of asking your sister. Again.
If that's this week, one request is worth the look. $100 – $5,000, sent to lenders who decide for themselves. Some lenders fund as soon as the next business day, if approved.
Take me to the form
From the ledge
See the whole ledge before you take the step.
The lender puts the rate, the fees and the repayment dates in front of you before anything is signed. Nothing sits below the cloud line.
How it works, step by stepThe ascent
Three ledges to the top.
A few minutes on your phone. Nothing to print, nothing to mail.
- 01
Choose the amount
Pick an amount from $100 – $5,000 and answer a few short questions about you.
- 02
Lenders size it up
Your request goes to lenders and lending partners in the network. Each one decides on its own.
- 03
Terms first, then your call
If a lender makes an offer, the terms come first. Sign only if they fit. Walk away if they don't.
Why Funds Spire
Made to be read, not rushed.
No hidden ledges
Rates, fees and repayment dates come from the lender in writing, before you agree to anything.
One form, many desks
Your request is shown to a network of lenders and lending partners, so you fill it in once, not five times.
Not the lender, and we say so
Funds Spire doesn't make loans or credit decisions. We carry your request to the lenders who do.
Ask first
The fine print, in plain words.
Short answers. No small print you have to hunt for.
Is Funds Spire a lender?
No. Funds Spire is a connection service. We take one request and share it with lenders and lending partners in our network. Any loan, rate or term comes from the lender, not from us.
How large can my request be?
Requests run from $100 – $5,000. Whether a lender offers the amount you asked for, or a different one, is that lender's decision.
What will a request cost me?
No. Sending a request through Funds Spire is free. If you accept a loan, the lender's interest and fees are set out in the agreement it gives you before you sign.
Is checking my options a soft inquiry?
Yes. Checking your options won't affect your credit score. If you go ahead with a lender, that lender may run its own checks as part of its process and will tell you what it needs.
How soon after approval could funds show up?
If a lender approves your request, funds can arrive as soon as the next business day. Timing depends on the lender, your bank and when you sign.
After I send it, then what?
Lenders in the network review it. If one makes an offer, you see the full terms first. You can walk away at any point before you sign.
Get the higher view before you sign.
Free to request. $100 – $5,000. Checking your options won't affect your credit score.
Show me my options